What happens if my paycheck is stolen

Although many employers currently use direct deposit for relay of employee paychecks, not all employees avail themselves of that option. In that case, the check is usually hand-delivered to the employee at work or it is mailed to their home address, especially in the case of remote employees.

In such situations, where there is a paper check, there is the possibility that it will be lost or stolen. R representative can put a hold on such areas of your account and ensure no changes are made. Click here to create your paystub in less than 2 min!

R representative can connect you with someone in charge of payroll. You can request a new copy from this person, though they may require a formal request in writing for their records. You may also be required to fill out a pay stub request form. These forms usually require information such as; if the pay stub you received was physical or digital , your social, and your employee ID number.

You might be nervous about making it through your next few bills without this paycheck, but, acquiring a replacement check can take a little time. On average, a lost pay stub can take anywhere from a week to two weeks to replace. You can pick the check and stub in person when it is ready or have it mailed to your address. There is one extra step you might want to take to ensure your safety following a pay stub theft.

Since your pay stub has plenty of personal identifying information, you may want to go ahead and flag your credit report. This means that credit reporting agencies will keep a look out for your name and information for the next month. Often times, thieves will try and use the information from your paystub to open a new credit card.

Putting a flag up can help prevent them from getting a new card in your name. The rules are different depending on your state's laws and whether the check was lost before or after the worker received it. It's a good idea to establish a policy for lost checks before the problem arises, however. If the employer is at fault for the paycheck not arriving — writing the address wrong, for example — then he must replace it.

Other situations are less clear, but it's probably wise to replace the check in most cases. Your employees aren't paid until the direct deposit hits the bank or they have their paychecks in hand. If your state law mandates how often an employee gets paid — once a month, every other week, weekly — you're supposed to deliver the checks by the designated payday.

If employees receive their pay late because you mailed them on payday, they may have grounds for legal action. If the paycheck doesn't arrive at all, what happens next depends on the reason. Remember Me. View detailed profile Advanced or search site with.

Search Forums Advanced. Page 2 of 2. Advertisements Direct deposit works for me. Quote: Originally Posted by kodaka A bank is supposed to always confirm the identity of the customer presenting the check before they cash it. Quote: Originally Posted by Nick99 'Yes, we have no bananas! Location: Bradenton, Florida 27, posts, read 44,, times Reputation: Quote: Originally Posted by Thursday Yes.

Originally Posted by ValueAddedWorker One time I was emptying my office trash can and realized I'd shredded my paycheck and one time threw out my tax return How is this related to the OP? Location: Portland, Oregon 10, posts, read 18,, times Reputation: Location: Tampa, FL posts, read , times Reputation: